From the beeb.
Bank fees and costs for small and medium-sized enterprises (SMEs) have risen since the end of last year.
The findings are in the latest business confidence monitor from the Institute of Chartered Accountants in England and Wales (ICAEW) and Grant Thornton.
A separate report shows commercial lending is still sharply lower than at the height of the boom.
That comes from the National Association of Commercial Finance Brokers (NACFB).
Last week the government set up a task force involving the major banks and key government departments to examine whether banks are making life too tough for SMEs.
Many small businesses report that they are unable to borrow from banks because their lending criteria is too restrictive - or too expensive.
But banks say that demand for loans from SMEs has fallen as businesses focus on paying back loans.
BBC News - Businesses 'paying more' to borrow than last year
Only a matter of time before interest rates go up, can see why busineses are concentrating on paying back loans.