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There is currently a television advert by a loan company, which after the glossy advert clearly shows that the APR will be 4214%. Although I understand why people might sign up to these short term loans (30 days in this case) the majority of people who will be applying for this will already be up to their knecks in debt anyway, so they must take responsibility for their own existing debt before taking on more.

Around 7 or 8 years ago I had over

As obscene as these bonus payments may seem, if you were a banker would you take the moral high ground and turn down any bonus? Nope just like the rest of us

I have over the years signed up to many of these types of sites, in my opinion they are misleading both customers and traders.
The problems are (1) misleading the public, by saying they check / vet the trader, the only checking that is ever done, is to make sure that the tradesmans credit card details are correct. (2) There are far too many of these types of sites around, so the consumer that uses these type of sites will generally register with 2 or 3 sites and get around 10 quotes, but the trader will think he's only quoting against 2 others. (3) Most traders that use these sites will not be registered for VAT and only work for cash. So if you operate / trade legitimately you cannot possibly compete in an unfair market. (4) From experience I find that most consumers that use these types of sites are time wasters, with maybe 1 in 20 chance of securing the work compared to 1 in 3 when a customer visits / calls direct.

Had to go and fit a new flush valve in Kensington yesterday, wasn't really looking forward to it as you can't park nowhere near the job. Anyway parked up and of I went Because everything is concealed I originally quoted 3 hours for the work which was all agreed beforehand, Managed to do it all in 40 minutes Back to the van I go, decided to move the van, then thought I'd pull over and make a quick telephone call into the office. An old woman starts tapping on the van window, I unwind the window and she shows me what I thought was a brass olive, "it's an olive" I said to her, she replies she just found it in the street and that it is a ring. And she gives it to me, still not convinced I'm still thinking it's an olive and hands it back to her, she then points out the hallmarks to me and gives me it back to take a closer look, sure enough it's hallmarked 18k. So I hand it back to her and said lucky old you. She then tries it on her fingers and it wont fit, so she then said "you try it on" Well I did and it fitted, not that I wear jewelery or have any interest in it, so I handed it back to her again. By this time all I want to do is get away from her as she is now starting to do my head in. "No no" she say's I'm from Poland and an evangelist you keep it, at this stage I'm begining to wonder why is it always me that attracts fruitcakes, they just always zoom in on me. "Ok if it makes you happy I'll take it" she then passes it back to me, 30 seconds later she pipes up "it must be valuable yes so give me some money for it" I then start to think that this is becoming part of a scam and I'm getting sucked in, but I desperately want to get away. Apart

Was riding my motor bike along Marylebone Road 10 days ago, pelting down with rain, lots of traffic etc. Anyway the bike went in a pothole, trying to regain a proper balance the van to my right decided to pull to the left, which made me apply the brakes. By this time I'd completely lost control of the bike and promptly hit the tarmac with the bike resting on top of me... No big deal, bit bruised and scratched, however today I received a

In my youth John Pertwee was the doctor, must say I prefered then....

Now that he has turned down his bonus, do you think that by doing so is a sign of weakness, bowing down to public opinion? Personally I would have kept it....

Why don't you apply to become an editor.....Then slip it in through the back door?

Not sure why Hester is having such a rough time from the press and other quarters, after all it's not his fault the bank ended up the way it did. I think most people in his position would take the bonus too, the bloke must be under a whole lot of pressure constantly and will be for the forseeable future. Could you do his job? Or come to that would you even want it? About time people started to back him and just let him get on with the job, rather than let the jealously streak get the better of them...