Need advice all. Mum in Law has had a cash ISA with Nationwide for a few years, she started with bonsai passion
Yo chap, no reason why she can't move to another provider. Good article on moneysavingexpert: Transfer your Cash ISAs: Boost past & present years to 3%... As they say, if transferring... Never, ever, ever, ever withdraw money from a cash ISA! You'll immediately lose all the tax benefits. Best bet is to speak to an IFA and find out best options, always dodgy, financial advice on a forum  If you want my 2.5 pence worth, if she's up for some risk and a bit of excitement, spend half of it on RBS shares, 2 - 4 year investment, I reckon it will double to quadruple. If I rem rightly, you can make 9k in profit before paying tax. Will be a rocky 12 months when the govt start dumping their holding, but longterm its a winner... or that's what I think  |
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