US and UK agree on future banking strategy

By : Administrator
Published 10th December 2012 |
Read latest comment - 10th December 2012

US and British regulators have agreed a common approach to limiting the damage for customers and taxpayers that is caused when a giant bank gets into difficulties....One important consequence would be that in the next banking crisis, the Bank of England would not - in theory - have to call on the Treasury to put quite so much money into a Royal Bank of Scotland or an HBOS that was facing collapse, because the creditors of those banks would be forced to become shareholders.

BBC News - The cost of making big banks safe

Interesting turn of events. So does this mean banks would potentially be allowed to fail in the future? I suspect nothing really will change and when the sticky stuff hits the fan, the good old tax payer will be paying out again

Steve Richardson
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Comments
I think the Government of the day will always bail banks like HBOS and RBS out with tax payers money, as if they don't the consequences would be absolutely dire for millions of people. If they hadn't of bailed these banks millions of people would have lost homes and businesses and then we would have gone into a depression which we have seemed to have avoided. Because of the new finance regulations I don't believe that the banks would be able to get themselves into the same situation again. On the plus side RBS share price is gradually going back up, up around 30% this year so and if they keep on at this rate the taxpayer will soon be paid back and I'm also quids in

Thanks,
Barney

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