Travel Insurance

I've always got our travel insurance through RAC. We based it on if we were driving abroad - they do the breakdown cover, travel insurance etc. So, as the old saying goes, "only one throat to choke"
Dave

Good morning, Stavros.

I have used AA on previous occasions, but found Columbus Direct to be the best deal this year. I chose them, as I specifically wanted cover in the event of the airline going bust.

After booking with them, we had the threat of flight disruption because of the volcanic ash cloud, on top of everything else, and found that we were covered for this as well should we have been affected. As it happened, all was fine.

I'm a Directline girl through and through but for travel insurance I tend to use InsureandGo

I will also give you all a couple of tips when it comes to insurance.

Tip 1
I cancel mine every year and sign up as a new policyholder. The reason I do this is because as a new policyholder you get discounts as an existing customer you don't. This saving me lots of pennies very year!

Tip 2
If you use price comparison sites to search for cheaper insurance DON'T pay off the price comparison site. Use these sites as a research tool only and pay direct from the insurance company - you will find in the majority of cases the insurance is

Good tips there. I follow both of those.

Thanks Kerry.
Insureandgo are very cheap and there cover seems to be very extensive.
and the web site is super easy to use.

We get ours through 24Dr Travel Insurance - Travel Insurance and Holiday Insurance

As with ANY insurance policy cover is critical as is the excess payable on each section. Not all polices are the same and cover varies from company to company. Good old fashioned research is required to ensure good cover.

Dont be afraid to exclude cover if you dont need it - for example does your home contents insurance cover your possessions away form the home? If it does you cant claim on both polices and chances are your Travel Insurers will ask you in the event of a claim. Save yourself some money & delete it if you are covered - best to check.

If you are travelling within any EEC Country dont forget to apply for an E111 health card - this allows you to get free or reduced medical attention in around 27 countries, If you dont use one your Insurers could apply an increased excess or even worse not cover you !